| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
REAL ESTATE FOREVER HOME
Market Report

ZIP 91914 Real Estate Market Report: Chula Vista

Chula Vista (ZIP 91914) typical home value is $1.17M as of Aug 2026. This week’s buyer-versus-seller gauge for the wider metro reads “Balanced”, and below you can follow the market week over week and month over month.

MARKET REPORT · OCTOBER 2026

Updated October 2026 · Data through Aug 2026 (monthly) and the week ending Sep 26, 2026 (weekly)

Chula Vista (ZIP 91914) typical home value is $1.17M as of Aug 2026. This week’s buyer-versus-seller gauge for the wider metro reads “Balanced”, and below you can follow the market week over week and month over month.

What changed

  • Week over week: the metro gauge stayed at “balanced” (48 to 49). New pending sales were 395 vs 409 last week, and new listings 495 vs 495.
  • Month over month: typical home value in the ZIP went from $1.17M in Jul 2026 to $1.17M in Aug 2026 (+0.41%).
  • Last four weeks: the gauge held steady near 49 (higher favors buyers).

If you are buying

  • Steady selection. About 35 homes are for sale right now, so it pays to be ready when the right one arrives.
  • Room to talk terms. Roughly 24% of listings have had a price adjustment, which often opens the door to a good conversation.
  • Know your payment. The average 30-year fixed rate was 7.28% in the Freddie Mac survey for the week of Oct 1, 2026. Rudy can run the numbers for any home in minutes.

If you are selling

  • Demand check. Zillow’s market temperature index for the ZIP is 60 out of 100 (higher means hotter).
  • Price with the latest data. A pricing plan built on this month’s and this week’s activity is your best advantage. Ask Rudy for a free, no-pressure valuation.

Market statistics describe the past and the broader area; they are not an appraisal, a price opinion or a prediction. Rudy can build a report for your own street or building.

The housing stock

The housing in ZIP 91914

What the Census Bureau’s survey says about the homes and the housing costs here.

Housing and economic measures by ZIP code

U.S. Census Bureau, American Community Survey 5-year estimates for 2020-2024. Estimates carry margins of error (shown as ± where the Census publishes one), and ZIP Code Tabulation Areas approximate ZIP codes.

Housing profile from the American Community Survey
MeasureZIP 91914
Median household income$190,786 (±$19,239)
Homes that are owner-occupied80.3%
Median year homes were built2004
Median gross rent$3,500 or more
Median home value reported by owners$1,049,600
Single-family detached homes82.8%
Attached single-unit homes (townhomes, row houses)12.6%
Small buildings (2 to 4 homes)2.6%
Larger buildings (5 or more homes)2%
Homes used seasonally or occasionally1.2%

In ZIP 91914, about 80.3% of occupied homes are owner-occupied, the typical home was built around 2004, and about 82.8% of the housing is single-family detached.

Only housing and economic measures are shown. The survey’s home value is what owners report, so it differs from Zillow’s typical value used elsewhere on this page.

Buyer or seller?

Who had the edge this week

A quick read on the balance between buyers and sellers, updated every week.

This week: who had the edge?

This week: who had the edge?: Balanced, 49 out of 100SellersBuyers

Balanced 49 / 100

Week ending Sep 26, 2026 · San Diego metro area (San Diego–Chula Vista–Carlsbad)

  • Months of supply: 3.5 (under 4 is usually called a seller’s market, 4 to 6 balanced, over 6 a buyer’s market)
  • Listings with a price cut this week: 9.9%
  • New pending sales vs new listings: 395 vs 495

This month in ZIP 91914

This month in ZIP 91914: Not enough dataSellersBuyers

Not enough data

Aug 2026 · ZIP 91914 compared with its own history since 2018

  • Homes for sale: 35
  • Listings with a price cut: 24%
  • Zillow market temperature: 60 / 100

Week over week: the last 26 weeks

Each dot is one week in the San Diego metro area (San Diego–Chula Vista–Carlsbad). Hover or tap a dot for that week’s reading. Left of center favors sellers, right favors buyers.

Week ending Apr 4, 2026: Favors sellers (33)Apr 4Week ending Apr 11, 2026: Favors sellers (35)Week ending Apr 18, 2026: Leans sellers (36)Week ending Apr 25, 2026: Favors sellers (33)Week ending May 2, 2026: Leans sellers (36)May 2Week ending May 9, 2026: Favors sellers (34)Week ending May 16, 2026: Favors sellers (35)Week ending May 23, 2026: Leans sellers (36)Week ending May 30, 2026: Leans sellers (36)May 30Week ending Jun 6, 2026: Leans sellers (38)Week ending Jun 13, 2026: Leans sellers (38)Week ending Jun 20, 2026: Leans sellers (38)Week ending Jun 27, 2026: Leans sellers (41)Jun 27Week ending Jul 4, 2026: Leans sellers (37)Week ending Jul 11, 2026: Leans sellers (42)Week ending Jul 18, 2026: Leans sellers (43)Week ending Jul 25, 2026: Leans sellers (42)Jul 25Week ending Aug 1, 2026: Balanced (47)Week ending Aug 8, 2026: Balanced (46)Week ending Aug 15, 2026: Balanced (46)Week ending Aug 22, 2026: Balanced (49)Aug 22Week ending Aug 29, 2026: Balanced (47)Week ending Sep 5, 2026: Balanced (45)Week ending Sep 12, 2026: Balanced (47)Week ending Sep 19, 2026: Balanced (48)Week ending Sep 26, 2026: Balanced (49)Sep 26

Favors sellersLeans sellersBalancedLeans buyersFavors buyers

The gauge, then and now
WhenWeek endingScoreReading
This weekSep 26, 202649Balanced
Last weekSep 19, 202648Balanced
4 weeks agoAug 29, 202647Balanced
12 weeks agoJul 4, 202637Leans sellers
A year agoSep 27, 202545Leans sellers
How the gauge works

Weekly gauge. Weekly sales data is not published by ZIP code, so the weekly reading uses the whole San Diego metro area (San Diego–Chula Vista–Carlsbad). Half the score is months of supply (homes for sale divided by the pace of new pending sales); the other half compares this week’s price-cut share, days to pending and pending-versus-new-listings ratio with every week since 2018. Zero is strongly seller-favoring, 100 strongly buyer-favoring.

Monthly gauge. Compares this month’s homes for sale, price-cut share and Zillow’s market temperature in this ZIP with the ZIP’s own past readings. It shows how this month feels next to what is normal here.

Both are simple summaries of public data at a moment in time, not advice or a forecast.

Week over week

Week over week: what moved

The freshest read on the market, refreshed every week.

This week vs last week

Week ending Sep 26, 2026 compared with the week ending Sep 19, 2026. San Diego metro area (San Diego–Chula Vista–Carlsbad).

Week over week
MeasureThis weekLast weekChangeWhat it favors
Months of supply3.53.4 +2.7%Edge to buyers
Homes for sale6,0536,104 −0.8%About the same
New listings495495 +0.0%About the same
New pending sales395409 −3.4%Edge to buyers
Listings with a price cut9.9%10.1% −0.2 ptsEdge to sellers
Days to pending5049 +2.0%Edge to buyers

New listings vs new pending sales

Homes per week, last 26 weeks

New listings and new pending sales per weekWeekly count of new listings and newly pending sales over the last 26 weeks, latest week ending Sep 26, 2026.300400500600700Apr 4May 2May 30Jun 27Jul 25Aug 22Sep 19

New listingsNew pending sales

Months of supply

Last 52 weeks. Under 4 leans seller, over 6 leans buyer.

Months of supply by weekMonths of housing supply each week over the last year; latest reading 3.5 months.22.533.54Oct 4Dec 6Feb 7Apr 11Jun 13Aug 15

The last 12 weeks, one line each

View the numbers
Week by week, last 12 weeks
Week endingGaugeMonths of supplyNew listingsNew pendingPrice cutsDays to pending
Sep 26, 202649 Balanced3.54953959.9%50
Sep 19, 202648 Balanced3.449540910.1%49
Sep 12, 202647 Balanced3.45024149.9%48
Sep 5, 202645 Balanced3.35244299.9%46
Aug 29, 202647 Balanced3.45424219.9%45
Aug 22, 202649 Balanced3.55544119.7%45
Aug 15, 202646 Balanced3.35524289.9%44
Aug 8, 202646 Balanced3.355943410.1%44
Aug 1, 202647 Balanced3.258844210.4%43
Jul 25, 202642 Leans sellers3.15504569.9%42
Jul 18, 202643 Leans sellers3.25884479.5%41
Jul 11, 202642 Leans sellers3.15904519.3%40
Month over month

Month over month in ZIP 91914

Typical values, supply and price adjustments, month by month.

This month vs last month

Aug 2026 compared with Jul 2026, ZIP 91914.

Month over month
MeasureThis monthLast monthChangeWhat it favors
Typical home value$1,170,338$1,165,506 +0.4%Edge to sellers
Single-family value$1,233,767$1,228,963 +0.4%Edge to sellers
Condo value$652,406$651,344 +0.2%About the same
Homes for sale3540 −12.5%Edge to sellers
Listings with a price cut23.7%25.0% −1.3 ptsEdge to sellers
Market temperature (0-100)6061 −1.0 ptsEdge to buyers

Typical home value, last 24 months

Zillow Home Value Index, ZIP 91914

Typical home value by monthTypical home value in ZIP 91914 each month for the last 24 months, ending at $1.17M in Aug 2026.$600K$800K$1M$1.20M$1.40MSep ’24Jan ’25May ’25Sep ’25Jan ’26May ’26

All homesSingle-familyCondos

Homes for sale and price cuts

Monthly, ZIP 91914

Homes for sale by monthNumber of homes for sale in ZIP 91914 each month.1020304050Sep ’24Jan ’25May ’25Sep ’25Jan ’26May ’26Share of listings with a price cutShare of listings with a price cut in ZIP 91914 each month.15%17.5%20%22.5%25%Feb ’26Mar ’26Apr ’26May ’26Jun ’26Jul ’26Aug ’26

The last 12 months, one line each

View the numbers
Month by month, last 12 months
MonthTypical valueChange vs prior monthHomes for saleListings with price cutGauge
Aug 2026$1,170,338+0.41%3524%
Jul 2026$1,165,506+0.15%4025%
Jun 2026$1,163,762+0.13%4623%
May 2026$1,162,301+0.10%4722%
Apr 2026$1,161,166+0.12%3720%
Mar 2026$1,159,775+0.03%2715%
Feb 2026$1,159,467+0.07%1921%
Jan 2026$1,158,643+0.14%19
Dec 2025$1,157,051+0.19%22
Nov 2025$1,154,883+0.08%29
Oct 2025$1,153,964−0.09%35
Sep 2025$1,155,018−0.30%40
Rates

Mortgage rates this week and through the decades

Rates and prices together decide the monthly payment, so here is both.

30-year mortgage rate, last 3 years

Freddie Mac weekly average: 7.28% this week vs 7.03% last week

Average 30-year fixed mortgage rate by weekFreddie Mac weekly average 30-year fixed rate over the last three years; latest 7.28% for the week of Oct 1, 2026.5.5%6%6.5%7%7.5%8%Oct ’23Apr ’24Oct ’24Apr ’25Oct ’25Apr ’26

Rates and your payment

An example, not a quote

A home at the typical value of $1.17M with 20% down and a 30-year fixed loan at 7.28% works out to about $6,406 a month in principal and interest (before taxes, insurance and any HOA dues).

The Federal Reserve’s target range is currently 3.75%–4.00% (since Sep 17, 2026). Try your own numbers in the payment calculator.

View the numbers
Average 30-year fixed rate by decade
DecadeAverage rate
1970s8.90%
1980s12.71%
1990s8.12%
2000s6.29%
2010s4.09%
2020s5.38%

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

For the record

Year over year and decade by decade

The longer view, so you can see the numbers behind the weeks and months.

Year over year

Change in typical home value, December to December (* = year to date). ZIP 91914

Year-over-year change in typical home valueAnnual percent change in typical home value in ZIP 91914 from 2001 to 2026.-40%-20%0%20%40%2001: +14.5%20012002: +19.4%2003: +18.5%2004: +31.0%20042005: +10.3%2006: −1.4%2007: −10.2%20072008: −26.8%2009: −9.5%2010: −0.4%20102011: −3.7%2012: +7.3%2013: +19.3%20132014: +7.9%2015: +8.6%2016: +4.7%20162017: +6.6%2018: +2.2%2019: +1.0%20192020: +11.8%2021: +21.5%2022: +8.0%20222023: +9.3%2024: +6.4%2025: −1.9%20252026*: +1.1%
View the numbers
Year over year
YearTypical value (year end)Change
2026 (to Aug 2026)$1,170,338+1.1%
2025$1,157,051−1.9%
2024$1,179,168+6.4%
2023$1,108,064+9.3%
2022$1,013,709+8.0%
2021$938,533+21.5%
2020$772,571+11.8%
2019$690,845+1.0%
2018$684,029+2.2%
2017$669,627+6.6%
2016$628,222+4.7%
2015$599,914+8.6%
2014$552,395+7.9%
2013$512,039+19.3%
2012$429,149+7.3%
2011$399,803−3.7%
2010$415,338−0.4%
2009$417,151−9.5%
2008$460,973−26.8%
2007$629,340−10.2%
2006$700,660−1.4%
2005$710,776+10.3%
2004$644,523+31.0%
2003$492,139+18.5%
2002$415,294+19.4%
2001$347,821+14.5%

Decade by decade

FHFA House Price Index for ZIP 91914 (nominal, not adjusted for inflation)

DecadeFHFA indexZillow typical value
2000s+45% (2000–2010, +3.8%/yr)+55% (2000–2010, +4.4%/yr)
2010s+64% (2010–2020, +5.1%/yr)+66% (2010–2020, +5.2%/yr)
2020s (so far)—+68% (2020–2026, +8.2%/yr)
Typical home value since 2000Typical home value in ZIP 91914 from Jan 2000 ($272K) to Aug 2026 ($1.17M).$250K$500K$750K$1M$1.25M200020042009201320182022
View the numbers
Typical value at the start of each decade
DateTypical value
2000$271,536
2010$419,692
2020$696,873
Aug 2026$1,170,338

Where the numbers come from

  • Download: monthly data for ZIP 91914 (CSV). Please cite the sources below.
  • Home values: Zillow Research, Zillow Home Value Index (typical value of all homes in the middle price tier, seasonally adjusted), plus market temperature, inventory, price cuts and days to pending.
  • Weekly activity: Zillow Research weekly metro-area series.
  • Decades: Federal Housing Finance Agency annual House Price Index by ZIP code.
  • Rates: Freddie Mac Primary Mortgage Market Survey and FRED.

Values are index estimates for a typical home, not the price of any one home; other providers may report slightly different figures and data can be revised. Data files refreshed Oct 7, 2026.

Want a Report for Your Street or Building?

Tell Rudy the address or neighborhood and he will send a personal market report and a no-pressure home valuation.

Get In Touch